January seems to be a good month for digging
up wealth: Gold was discovered Jan. 24, 1848, in California and the
first great oil discovery was made Jan. 10, 1901, in Texas.
Review your home insurance. Find out what your home is worth and what it would cost to rebuild it. Now, what would it cost to replace your personal belongings? Make sure that your policy covers full replacement value, and obtain separate policies for special items like jewelry and antiques.
