New Visitors Privacy Policy Sponsorship Contact Us Media
Baby Boomers Family Green Home and Auto In Critical Condition Just Starting Out Lifestyle Money
- advertisement -
Bankrate.com
News & Advice Compare Rates Calculators
Rate Alerts  |  Glossary  |  Help
Mortgage Home
Equity
Auto CDs &
Investments
Retirement Checking &
Savings
Credit
Cards
Debt
Management
College
Finance
Taxes Personal
Finance

 
The intricacies of IRAs

Individual Retirement Accounts give people a way to build tax-deferred savings for retirement. An IRA is an account, not an investment. You can put just about whatever investments you want into your IRA -- stocks, CDs, mutual funds, cash and bonds -- anything except options and other derivatives.

Understanding these tax-advantaged savings plans

A good explainer on the various IRA investing choices.

 
When it's OK to tap your IRA

Sometimes you need your nest egg money early. Here's when Uncle Sam says the withdrawal won't cost you extra.

 
Roth IRA rules

Retirement plans get added attention during tax-filing season. Here's a look at the guidelines for a Roth account.

 
- advertisement -
 
Moving an old 401(k)

Make sure the money is transferred directly into the IRA, Dr. Don says.

 
For some, a traditional IRA still appeals

The granddaddy of retirement accounts helps some build tomorrow's nest egg while reducing today's taxes.

 
Government doesn't determine IRA rates

How much you get depends on the investments you make, Dr. Don says.

 

 

Bankrate.com's corrections policy
-- Posted: May. 2, 2005
 
 
More stories by Bankrate.com
 
 RESOURCES
10 must-know IRA terms
You, not the IRS, should benefit from inherited IRA
Moving an old 401(k)
 TOP STORIES
Video: 5 myths about going green
5 myths about going green
Video: Ways to keep produce fresh
 

Compare Rates
NATIONAL OVERNIGHT AVERAGES
30 yr fixed mtg 4.45%
48 month new car loan 3.77%
1 yr CD 0.89%
Rates may include points
RELATED CALCULATORS
  How much life insurance do I need?  
  Calculate your payment on any loan  
  What will it take to save for a goal?  
VIEW ALL  
BASICS SERIES
Begin with personal finance fundamentals:
Auto Loans
Checking
Credit Cards
Debt Consolidation
Insurance
Investing
Home Equity
Mortgages
Student Loans
Taxes
Retirement
FINANCIAL LITERACY
Rev up your portfolio
with these tips and tricks.
- advertisement -
- advertisement -

About Bankrate | Privacy Policy/Your California Privacy Rights | Online Media Kit | Partnerships | Investor Relations | Press Room | Contact Us | Sitemap
NYSE: RATE | RSS Feeds |

* Mortgage rate may include points. See rate tables for details. Click here.
* To see the definition of overnight averages click here.

Bankrate.com ®, Copyright © 2014 Bankrate, Inc., All Rights Reserved, Terms of Use.