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Special savings report

New frugal you

Jump out of the rat race and start enjoying a less-stressed pace with these cost-cutting tips and strategies for stretching your income and saving more.

..............................................................................
Save on your finances ...
Create a 'spending plan'
Forget 'budget' -- develop a 'spending plan' to get what you want.
 
Join a credit union
Save on banking fees and costs by joining a credit union. Here's how.
 
Save on the regular bills ...
8 ways to consolidate debt
Solutions for organizing debts and cutting costs.
 
What it means to live below your means
Living below your means (LBYM) means having money for what's important to you and the freedom to do the things you want to do.
 
Should you put your house to work?
Pros, cons and how-to's of refinancing and cash-out refinancing.
   
How to save even more ...
Savings tips for a simpler life
Nine financial gems for putting back the sparkle in daily life.
 
Cheapskates & penny-pinchers
Resources to help you save.
 
Cheap is chic
Twenty-five ways to cut corners without living a reduced-price life.
PLUS: Readers share 20 of their money-saving strategies.
 
Calculators ...
True cost of paying the minimum
Check out how much interest you'll shell out over the life of the debt by using our calculator.
 
A budget worksheet
A simple plan for tracking expenses.
 
Know thyself ...
Quiz: Are you a cheapskate?
Some let money flow like water. Others pinch pennies until Honest Abe cries. Which are you?
 
Quiz: What's your spending style?
Does cash burn a hole in your pocket, or are you so tight with money it hurts?
 
-- Posted: Sept. 28, 2001
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See Also
10 reasons for joining a credit union
How to save money when you are down and out
A psychologist analyzes a shrinking bank account

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