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Exclusive   2008 CD study: Online versus in-branch yields
  STATISTIC: Of the 10 banks surveyed, three had the same yield for  
  the four financial products surveyed for online versus in-branch.  
   
   
CD study results

2008 CD study: Citibank/Citibank Direct
 
2008 CD study results
Citibank/Citibank Direct
Market of branch
New York
Branch offering
Product Min $ to open APY
Savings account $0 0.70
MMA N/A N/A
6-mo CD $500 2.75
1-yr CD $500 2.40
Online offering
Product Min $ to open APY
Savings account $1* 3.25*
MMA $0** 4.00**
6-mo CD $500 2.75
1-yr CD $500 2.40
Notes
* Online savings - stand alone
** Online MMA - Citi checking acct + 2 auto bill pay/month required APY 3.75 w/out bill pay
 
-- Posted: Feb. 11, 2008
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