1. Your 401(k) or individual
account statement is consistently late or comes at irregular intervals.
2. Your account balance
does not appear to be accurate.
3. Your employer failed
to transmit your contribution to the plan on a timely basis.
4. A significant drop
in account balance that cannot be explained by normal market ups
5. 401(k) or individual
account statement shows your contribution from your paycheck was
6. Investments listed
on your statement are not what you authorized.
7. Former employees
are having trouble getting their benefits paid on time or in the
8. Unusual transactions,
such as a loan to the employer, a corporate officer or one of
the plan trustees.
9. Frequent and unexplained
changes in investment managers or consultants.
10. Your employer has
experienced severe financial difficulty.
-- Posted: Jan. 29, 2002