Main
story: Students can easily flunk
money managementStory AND: College
budgeting tipsStory
Budget worksheets
for college students By Lucy
Lazarony • Bankrate.com
Students need money trouble like they
need an all-night cram session, but unfortunately, both are
common on campus. College students,
especially those on their own for the first time, can easily
fall into debt -- unless they have a financial plan.
This worksheet should help build one for
the school year.
Print this sheet out and then fill it
in. If expenses or income arrive monthly or by semester, multiply
them out to get a total for the school year. And if you have
to estimate, estimate on the high side for expenses and on
the low side for income. Let's get started!
Income
Per month
Per semester
Per school year
Wages:
Money from home:
Total:
Loans
Per month
Per semester
Per school year
1.
2.
Scholarships
Per month
Per semester
Per school year
1.
2.
Grants
Per month
Per semester
Per school year
1.
2.
Per month
Per semester
Per school year
Savings (including
money from summer jobs)
SUBTOTALS
TOTAL AVAILABLE
INCOME
$
Fixed expenses
Item
Per month
Per semester
Per school year
Rent:
Auto payment:
Insurance:
Loan repayment:
Tuition:
Other school fees:
Other expenses:
Savings for goals:
Per month
Per semester
Per school year
SUBTOTAL FOR
FIXED EXPENSES:
Flexible expenses
Item
Per month
Per semester
Per school year
Groceries:
Eating out:
Clothing:
Entertainment:
Transportation:
(gas, oil changes for car; public transportation fares)
Telephone:
Electricity, gas, water:
Cable TV:
Internet access:
Medical/Dental:
Sports/Hobbies:
Books:
Other educational supplies:
Other expenses:
Per month
Per semester
Per school year
SUBTOTAL OF
FLEXIBLE EXPENSES:
TOTAL EXPENSES:
TOTAL INCOME:
How do they compare? If your income is
less than your expenses, you'll need some help. See ourbudgeting
tips.
