|So, you want to buy an expensive
OK, you've worked hard and done well, but stopping
to smell the roses isn't what you want to do to celebrate -- you
want to have some fun!
Maybe go messing about in boats, snowmobile
the winter away, or follow the Lewis and Clark route on a motorized
Today's sports toys cost big, big bucks, so
before you take the plunge, devise a buying strategy that fits your
lifestyle and budget.
"Remember, these are personal items, so
they're going to be costly up front and you're going to pay a higher
interest rate because you're buying a luxury," warns Ralph
Guthrie, sales manager of Brookside Marina in Naples, Fla.
Let's consider your options and look at some
"A good walk
Mark Twain once described golf as "a good walk spoilt."
Well, apparently, millions would beg to differ.
According to the National
Golf Foundation, there are more than 18 million golfers in the
United States alone, spending nearly $600 million annually for equipment
to play on some 17,000 golf courses and an equal number of driving
ranges. Golf is believed to be the fastest growing sport worldwide.
If you're looking to tote a bag of Tiger Woods-caliber
clubs, figure on spending in the neighborhood of $100 per iron,
$200 to $500 per wood and about $250 for bag and shoes.
And figure on paying with cash or a credit
"It would be awfully difficult for us
to compete with credit cards," admits Hill Boswell, owner of
of Golf in Naples, Fla. "The credit card has displaced
any chance of us becoming financiers."