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2006: A look back - A look ahead  
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Best checking and savings move: Ask questions

Avoiding penalty fees
Banks and credit unions collect $10.3 billion annually in overdraft fees, according to 2004 data from the Center for Responsible Lending. Here's what to do to make sure none of that money is yours.

Avoiding penalty fees:

Dana Dratch is a freelance writer based in Atlanta.

-- Posted: Nov. 1, 2006
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