Anchor Intro: If you're a parent, you probably already know that raising a family isn't cheap: The USDA estimates that the cost from birth to 17 could approach $300,000. So if you're starting down this expensive path, you'll appreciate some advice from Bankrate.com.
Voice over 1: According to the U.S. Census Bureau, July is the most popular month to have a baby. Which means right now there are a lot of couples making big plans.
Voice over 2: And big is the right word, because raising babies costs big bucks. According to the Department of Agriculture, depending on how much money you make, you'll spend an average of $140,000 to $280,000 on each child from birth to age 17. Which isn't too surprising to parents.
SOT: "It is a little more than we expected, my husband and I, and that's actually why two is probably it."
Voice over 3: Two or 20, planning is key. Example? Life insurance and your wills become crucial when the stork arrives. Check them early on. And start saving!
SOT: "As much as you can save. Whatever. Even if it's $15, $20 a week".
Voice over 4: Additional family members will also have a lasting impact on your health insurance.
SOT: "We were paying $350 a month for the one child and then adding a child they give you a little bit of a discount so we pay $450."
Voice over 5: New additions also mean new clothes and new furniture. Might want to get acquainted with resale shops in your area.
SOT: "I actually not only do consignment but also Goodwill, thrift stores...and people can't believe, like, I'll tell them, this is from a consignment store…and people are just in awe."
Voice over 6: And a final bit of advice for expecting moms:
SOT: "I probably would have enjoyed them more and not cleaned the house as much. To be honest..."
Standup: So there you go. Save early and often, check insurance and wills, shop used…and I guess you shouldn't over-clean the house. For Bankrate.com, I'm Kristin Arnold.