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Listen up! Here's the scoop on satellite radio
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"If you like to listen to sports instead of watching them at home, your choices are pretty clear," says Brendan Tobin, a former radio reporter and disc jockey, who heads the image management firm The Tobin Group in New Jersey. "But what if you just want music, like me and most people?"

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After six months of visiting electronics retailers, Tobin picked XM, because Sirius didn't offer a portable player. His local electronics store helped him figure out that was what he wanted.

"I walked out with an XM2go, a portable unit that can go on my belt with ear phones for me to listen to when I walk, ride a bike or fly to places; in my car, and in my office," he says. "Now I have satellite radio on constantly and have been a happy customer for more than a year."

Tuning in
As Tobin notes, car radios are just one channel for accessing satellite radio. Each service has exclusive factory-installation deals with certain carmakers -- XM with Honda and General Motors Corp., Sirius with Ford Motor Co., and DaimlerChrysler AG -- but if your car is older, don't fret. Portable devices work in any model with a radio.

Hardware manufacturers are jumping on the satellite radio bandwagon and coming out with loads of new portable car and home receivers. Prices range from $50 for a car receiver to $300 for a sophisticated at-home system. Many models offer recording capabilities, remote controls and displays that notify you when your favorite bands are featured on any of the network's stations.

If you plan to listen to your favorite music, sports and talk shows at home, at work, in the car, and on the go, a portable player with several docking stations is probably your best bet.

Tobin spent a bit more than $400 to get set up, and he pays a subscription fee of $12.95 per month. If you happen to be outside the range of the network you subscribe to, the recording features on portable players offer you the option to listen to music you've recorded from satellite radio programming or your own MP3 files, Haynes says.

Equipment is available online through both the XM Radio and Sirius online stores as well as at most big-box electronic retailers, auto-parts stores and department stores such as Target, Wal-Mart and Kmart.

Costs
If you want to subscribe on a month-to-month basis, both Sirius and XM Radio offer a $12.95 subscription fee. There are various promotions offering discounts for multiyear subscriptions; Sirius offers a radio lifetime subscription for a flat fee of $499.99.

If your entire family is hooked, there are family plans available for consumers who have multiple listeners and multiple devices. Typical fees are $6.99 per month for each additional radio, limited to four or five receivers.

XM Radio has teamed with Napster so that for an additional monthly fee, XM Radio subscribers get access to Napster's catalog of 1.5 million songs. Sirius offers a traffic service that interfaces with your car's navigation system that you can add on to your monthly subscription for an extra $4 a month; stand-alone, Sirius Traffic is $9.95 a month. XM also offers add-on traffic and weather content in select markets.

Editor's note: XM radio carries a regular feature produced by Bankrate.com.

Bankrate.com's corrections policy -- Posted: Feb. 14, 2006
 
 
More stories by Amy Buttell Crane
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