Living below your means
it means to live below your means: Living
below your means (LBYM) can keep you out of debt. And it also means
having money for what's important to you and the freedom to do the
things you want to do.
tips for a simpler life: Nine financial
gems that will help you get out of the rat race and start living
PLUS: In their
own words -- real-life LBYMers
30-something, marketing, Columbus, Ohio
White, 25, Web site developer, Toronto, Canada
Stewart, 39, marketing specialist, Neptune Beach, Fla.