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The cost of bringing up baby
Bankrate.com
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Estimated cost of raising a baby
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These numbers are from a U.S. Department of
Agriculture report, and are based on 1990-92 data, updated
to 1998 dollars. These figures represent the younger child
in a two-child family. For two children, the expenses are
about the same for each child. To estimate expenses for an
only child, multiply by 1.24. To estimate expenses for a child
in a family with three or more children, multiply by .77.
The miscellaneous category includes personal care items, entertainment
and reading materials.
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Before-tax income: Less than $36,000
($22,500 average)
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| Age
of child |
Total |
Housing |
Food |
Transportation |
Clothing |
Health care |
Child care
and education |
Miscellaneous |
| 0-2 |
$5,950 |
$2,270 |
$850 |
$720 |
$390 |
$410 |
$720 |
$590 |
| 3-5 |
6,060 |
2,240 |
940 |
690 |
380 |
390 |
820 |
600 |
| 6-8 |
6,180 |
2,170 |
1,210 |
810 |
420 |
450 |
480 |
640 |
| 9-11 |
6,210 |
1,960 |
1,450 |
880 |
470 |
490 |
290 |
670 |
| 12-14 |
7,020 |
2,180 |
1,520 |
990 |
780 |
500 |
210 |
840 |
| 15-17 |
6,920 |
1,760 |
1,650 |
1,330 |
690 |
530 |
340 |
620 |
| Total |
$115,020 |
$37,740 |
$22,860 |
$16,260 |
$9,390 |
$8,310 |
$8,580 |
$11,880 |
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Before-tax income: $36,000 to $60,600
($47,900 average)
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| 0-2 |
$8,240 |
$3,070 |
$1,010 |
$ 1,070 |
$450 |
$540 |
$1,190 |
$910 |
| 3-5 |
8,460 |
3,040 |
1,170 |
1,040 |
440 |
520 |
1,320 |
930 |
| 6-8 |
8,520 |
2,970 |
1,490 |
1,160 |
490 |
590 |
850 |
970 |
| 9-11 |
8,470 |
2,760 |
1,750 |
1,230 |
540 |
640 |
550 |
1,000 |
| 12-14 |
9,200 |
2,980 |
1,770 |
1,330 |
910 |
640 |
400 |
1,170 |
| 15-17 |
9,340 |
2,560 |
1,960 |
1,690 |
810 |
680 |
700 |
940 |
| Total |
$156,690 |
$52,140 |
$27,450 |
$22,560 |
$10,920 |
$10,830 |
$ 17,760.00 |
$17,760 |
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Before-tax income: More than $60,600
($90,700 average)
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| 0-2 |
$12,260 |
$4,880 |
$1,340 |
$ 1,490 |
$600 |
$620 |
$1,800 |
$1,530 |
| 3-5 |
12,530 |
4,850 |
1,520 |
1,470 |
580 |
600 |
1,960 |
1,550 |
| 6-8 |
12,440 |
4,780 |
1,830 |
1,580 |
640 |
680 |
1,350 |
1,580 |
| 9-11 |
12,320 |
4,570 |
2,120 |
1,650 |
700 |
730 |
940 |
1,610 |
| 12-14 |
13,170 |
4,790 |
2,230 |
1,760 |
1,150 |
740 |
720 |
1,780 |
| 15-17 |
13,510 |
4,370 |
2,350 |
2,130 |
1,050 |
780 |
1,270 |
1,560 |
| Total |
$228,690 |
$84,720 |
$34,170 |
$30,240 |
$14,160 |
$12,450 |
$24,120 |
$28,830 |
-- Posted: May 3, 1999
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