New Visitors Privacy Policy Sponsorship Contact Us Media
Baby Boomers Family Green Home and Auto In Critical Condition Just Starting Out Lifestyle Money
- advertisement -
News & Advice Compare Rates Calculators
Rate Alerts  |  Glossary  |  Help
Mortgage Home
Auto CDs &
Retirement Checking &
Taxes Personal

The policy that protects your most precious assets can be convoluted in language and puzzling in its details. Is your coin collection covered? How about if your neighbor slips a disc while helping you work on your engine? Or if Rover chews a hole in the mail carrier's trousers? We'll help you understand what your homeowners policy covers, and what it doesn't.

ABCs of your homeowners insurance policy -- A breakdown of the parts and protections offered by a good homeowners policy

What does your homeowners insurance actually cover? -- The difference between cash value and replacement value could empty your wallet.

Condo coverage: Insuring your box in the sky -- Owners of condos and co-ops and renters alike need to protect the contents of their homes even if someone else is protecting the structure. Here's a basic look at guarding against losses in that box in the sky you call home.

Insuring your home sweet manufactured home -- They may look like conventional homes, but the insurance needs are different.

Making claims
8 tips for homeowners insurance -- After a disaster is a little late to find out what is and what is not covered by your policy.

Finding your own claims adjuster -- Get somebody on your side to fight the insurance company.

Make claims, lose your insurance -- Insurance companies keep track, and too many claims on one property can hurt.

Special problems
Higher premiums? Blame it on the mold -- Mold is taking over homes, sickening their occupants and creating havoc in the homeowners insurance industry. Homeowners are feeling the impact with higher insurance premiums and cancellation notices.

12 tips for a mold-free home -- As homes get built tighter for energy efficiency, the growth of mold becomes more likely. Here are the experts top tips to block the fungus growing among us.

Is your pet a 'bad dog'? -- Check here to see if your pooch is on the insurance industry's don't-insure list.

Special hazards need special coverage -- Earthquake, flood, hurricane and tornado zones often mean special insurance. Or, maybe you want protection from the low-flying 747s passing over your house. Regional and specialty coverage should be in your plans.

Filling the nanny insurance gap -- All it takes is one slip down the stairs to discover your homeowners policy probably isn't what it's cracked up to be. Workers' compensation might be the answer.


Insurance home

Insurance Guide
Print   E-mail
Term life
condo insurance
Offbeat Insurance
Is your pet a 'bad dog'?
Test your insurance IQ
Higher premiums? Blame it on the mold

Handy Tools

Clickable map: Find your state insurance regulator

Understanding insurance lingo
Health insurance terms
How much life insurance do I need?
Term vs. permanent

- advertisement -

About Bankrate | Privacy Policy/Your California Privacy Rights | Online Media Kit | Partnerships | Investor Relations | Press Room | Contact Us | Sitemap
NYSE: RATE | RSS Feeds |

* Mortgage rate may include points. See rate tables for details. Click here.
* To see the definition of overnight averages click here. ®, Copyright © 2014 Bankrate, Inc., All Rights Reserved, Terms of Use.