New Visitors Privacy Policy Sponsorship Contact Us Media
Baby Boomers Family Green Home and Auto In Critical Condition Just Starting Out Lifestyle Money
- advertisement -
News & Advice Compare Rates Calculators
Rate Alerts  |  Glossary  |  Help
Mortgage Home
Auto CDs &
Retirement Checking &
Taxes Personal

Nearly 60 million Americans are without health insurance at least part of each year in a system that increasingly leaves it up to individuals to find and pay for the level of care they can afford. Even in workplace-provided health plans, consumers face an array of complex choices. We'll help you sort through the choices.

A basic look
In health insurance, you pay for choice -- If you want to pick your own doctors, it will probably cost you more.

New health care options appear contagious -- So-called "consumer-driven" medical coverage includes more flexible rules on costs and doctor choice. But there's a catch: cost.
Plus: What to look for in consumer-driven medical coverage

Fighting your health insurance company -- How to avoid the fight when you can, and how to win it when you can't.

Help from others
Hip, hip, HIPAA! Medical plan goes where you go -- If you're among the millions who think the nation's medical insurance system is a mess, consider how bad it would be without HIPAA.

Spending accounts can boost health care savings -- Participation in your workplace cafeteria plan lets you cut taxes and your medical expenses.

This COBRA can be a lifesaver -- If you've suddenly lost your job and the health insurance that goes with it, this federal law with a clumsy title can save you from a scary situation.

Discount drug cards shave some prescription costs -- Don't confuse these cards with real insurance and don't expect to save a fortune, but they are better than nothing.

Hidden problems
Protecting yourself from illegal health plans -- As rising costs keep more Americans uninsured, unscrupulous agents offer policies that are just too good to be true. They are. Here's how they work and how to spot them before you sign up.

Medical bills can make your credit sick -- Not paying your medical bills on time or simply getting caught up in one of those bureaucratic fights between your insurance company and a medical provider can bring serious malaise to your credit rating. Here's how to make sure that doesn't happen.

Optimal plans
Disability insurance often overlooked -- But it can be a home and wallet saver if you have it.

12 questions for long term care insurance -- Here's what to ask to unravel the often mysterious world of long-term care insurance.

Take a look -- or a bite -- at this insurance -- Everyone knows health insurance is very important, but what about vision and dental insurance?

Covering loved ones

Increased insurance coverage for unmarried couples -- The definition of a family is changing and workplaces are acknowledging that in expanded coverage for domestic partners.


Insurance home

Insurance Guide
Print   E-mail
Term life
condo insurance
Offbeat Insurance
Is your pet a 'bad dog'?
Test your insurance IQ
Higher premiums? Blame it on the mold

Handy Tools

Clickable map: Find your state insurance regulator

Understanding insurance lingo
Health insurance terms
How much life insurance do I need?
Term vs. permanent

- advertisement -

About Bankrate | Privacy Policy/Your California Privacy Rights | Online Media Kit | Partnerships | Investor Relations | Press Room | Contact Us | Sitemap
NYSE: RATE | RSS Feeds |

* Mortgage rate may include points. See rate tables for details. Click here.
* To see the definition of overnight averages click here. ®, Copyright © 2015 Bankrate, Inc., All Rights Reserved, Terms of Use.