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Sources of plan information

If youíre a participant in a defined benefits pension plan, the following is a list and description of the documents that must be made available to you.

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Sources of plan information

Type of document

Available from

When available

Cost

Summary Plan Description:

This summary of your pension plan tells you what the plan provides and how it operates.

Plan Administrator

 

 

 

 

 

 

 

 

Dept. of Labor

Upon written request

Automatically within 90 days of your becoming covered under the plan

Automatically every 5 years if your plan is amended

Automatically every 10 years if your plan has not been amended

Upon request

Reasonable charge

Free

Free

Free

Copying charge

Summary Annual Report: This summarizes the annual financial reports that most pension plans file with the DOL.

Plan Administrator

Automatically within nine months after the end of the plan year, or two months after the due date for filing the annual report

Free

Annual Report (Form 5500 Series):

Plan Administrator

Dept. of Labor

Latest annual report upon written request

Upon request

Reasonable charge

Copying charge

Individual Benefit Statement: Describes your total accrued and vested benefits.

Plan Administrator

Upon written request once every 12 months

Free

Documents and Instructions under which the plan is established or operated: This includes the plan document, collective bargaining agreement, or trust agreement.

Plan Administrator

Upon written request

Available for inspection upon request

Reasonable charge

Free

Notice to participants on plan funding and PBGC guarantees when a plan is less than 90% funded.

Plan Administrator

Within 2 months after the due date for filing the annual report

Free

Summary of Material Modifications: This summarizes material changes to your plan

Plan Administrator

Automatically within 210 days after the end of the plan year for which the plan has been amended or modified (distribution of a revised SPD satisfies this requirement.)

Free

 

-- Posted: May 20, 2004

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