| Many people have a natural aversion to buying life insurance. In
fact they hate the whole idea. After all, you only get something for your money
if you die -- and then it doesn't do you much good anyway. |
OK, OK --
it's peace of mind you're buying. The assurance that your spouse and children
will not have to experience the hardship of losing your income -- or at least
have a sum to carry them over for a period of time.
good thinking, even if it feels like you're betting against yourself -- and that
you only win if you lose.
Maybe it's best to look at life insurance
as a necessary evil -- you know deep inside you just have to have some. And, once
you decide you need to be covered, it's time to gain an understanding of the pros
and cons of various policies, their costs and which is best for you.
that in mind, Bankrate presents its 2004 Guide to Life Insurance.