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Many people consider life insurance to be confusing and complex and therefore attach a low priority to establishing, reviewing and maintaining coverage for themselves and their families. Yet, when asked, they will agree it's one of the most important financial moves you will ever have to make. True, it's not the most exciting topic in the world, but if you learn the basics and apply them to your personal and family situation, you can easily decide what type you need and how much is best.


Major types of life insurance -- A brief description of the four major types of life insurance, including what they are and how they work.

Cheap rates on term insurance -- Term insurance is usually the least expensive form of coverage, affordable if purchased when you're young.

Looking for insurance info online? Start right here -- Insurers have adapted to the Web and this electronic convergence of policies, rates and carriers can save consumers money -- as long as they shop online as carefully as they do in the offline world.

7 myths about life insurance -- Many myths surround life insurance, such as only the family breadwinner needs life insurance, and you need life insurance totaling seven times your income. Here's the truth.

7 biggest buying mistakes -- Too many people buy the wrong insurance from the wrong companies for the wrong reasons. These are the seven flubs you should always avoid.

How to find the best agent for you -- Shopping for a life insurance agent should involve much more than a trip through the phone book. Here's how to go about it.
Plus: The ABCs of life insurance pros

5 ways to get the best life insurance rate -- Buying life insurance can be confusing, but these five basic strategies will help you get the best possible rate.

Who will you name? Picking your beneficiary -- Choosing who or what will be the beneficiary of your life insurance policy is critical to assuring your money is distributed as intended.


2004 Insurance Guide
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Term life
condo insurance
How much life insurance do I need?
Term vs. permanent
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