|Worksheet for comparing
health care plans
To land a good deal on an individual health plan,
you'll need to be a super-savvy shopper. This checklist from Bankrate.com
will help you compare plans.
Name of Insurance Carrier:
What's it cost?
How much is the premium?
Is this premium fixed for a period of time or can it go up?
How much will I pay each month?
What's the annual deductible?
What's the co-pay?
How much will I pay for a doctor's visit?
How much will I pay for hospital care?
How much will I pay for prescription medicines?
What's the maximum payout?
Inpatient hospital services
Skilled nursing care
Medical tests and X-rays
Mental health care
Home health care visits
Rehabilitation facility care
Preventive care and checkups
Any other important medical service
Will I be covered when I travel?
What's not covered?
What medical conditions are excluded from coverage?
What medical conditions come with limited coverage?
How much more will I need to pay if I go outside the health plan's
network of doctors, hospitals and other providers to get services?