Taxes and fees will make Swiss cheese out of the best laid investing plans. To a certain extent, paying taxes is inevitable, but you can control fees. Use this work sheet to compare the fees in prospective investments. Check out your fund's prospectus to get this information and find out which will be the lowest cost.
Front-end load (Sales charge)
Back-end load (Contingent deferred sales charge)
Total annual fund operating expenses (expense ratio)