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Managing
your cash flow
By
Bankrate.com
Create a spending plan based on
your net salary, not gross. Include in your plans a strategy
to pay down your debts, from credit card debt to college loans.
Links:
Make
a money-smart spending plan,
How
to create a budget, Budget
worksheet, Top
10 shocks for young adults, 7
steps for financial fitness, Living
below your means, 5
easy ways to stretch your cash, Good
deeds help pay down college debt
Your first humble abode
Finding and setting up your first apartment
is so exciting. But, it is also expensive. Some grads decide
to forego independent living and move back home for awhile
until they've saved enough money to get started. Whatever
you choose, living away from campus is an adjustment.
Links:
Moving in with yourself, Moving
back in with mom and dad: A survival guide
Find a 'best-fit' checking account
We all need a checking account of some
form. Before deciding on a bank and the type of account, do
some comparison-shopping. You could get everything you need
free. Or, maybe join a credit union.
Links:
Know
your checking account style, Choose
the right checking account, Anatomy
of a checking statement, 10
must-know checking account terms, 7
ways to avoid bounced-check fees, Ins
and outs of debit cards, 5
ways to beat ATM surcharges, Special
rules for new checking accounts,
Join a credit union, Getting
more bang from your bank
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