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2001-2004 key interest rate moves

Fed Alert Not all rates move in lock step with the Fed, which influences short-term rates when it changes the fed funds rate. Mortgage rates, which are long-term debt, are more aligned to moves in the long-term bond market and are less affected by changes in Fed policy. Other products, such as credit cards, have built-in delays before they reflect Fed actions.

-- Updated: Nov. 10, 2004

See Also
How does the Fed Funds rate affect mortgages and should you ...
Graph the fed funds rate, other economic rates
Fed Alert Home
Federal Reserve Board definitions
Federal Reserve Board story archives

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