Bankruptcy timeline

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	When your credit rating is in a deep hole it's tough to get a good foothold.

A bankruptcy timeline

By Brigitte Yuille • Bankrate.com

What happens before, during and after bankruptcy

Bankruptcy Timeline

18

months

Unsecured credit card

•	A bankrupt consumer can switch to an unsecured credit card with more favorable terms one to two years after a bankruptcy discharge, depending on positive re-established credit.

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TABLE OF CONTENTS

Reports and scores

	•	Debt-o-meter
	•	Getting in trouble
	•	Bad credit hurts
	•	Emergency plan
	•	There's still a card for you
	•	Bankruptcy myths

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