ways to consolidate your debts -- Always worried about the debt you're carrying?
Consider these eight ways to dig yourself out of that hole.
dangers of debt consolidation -- Are you tempted to take out one big loan
to pay off all those other nagging debts? Before you bundle your bills, check
out the pros and cons of these consolidation options.
biggest debt consolidation lies -- Much of what is said about the debt consolidation
process is untrue. These 10 debt consolidation myths can get you in worse trouble.
debt consolidation options -- You've decided to consolidate your debts, but
which is the best method for you?
slowly onto the balance-transfer bandwagon -- With the slow economy, lots
of people are looking for ways to lower monthly expenses and free up more cash.
Transferring a credit card balance to a card with a lower interest rate can help.
transfer checklist -- A how-to worksheet on transferring credit card balances.
equity or refinance: Which is better for you? -- Rates on home equity loans
and lines of credit have fallen enough that they are becoming competitive with
first mortgages. As long as the prime rate stays low, equity loans may be a better
way to convert equity into cash than cash-out refinance loans.
loan vs. line of credit -- Borrowing money by using the equity you have in
your home is a popular, easy and often flexible way to finance those extra things
you need in life.
tips on borrowing from relatives -- The trouble with borrowing money from
family is that family members, and not just the related lender, will be resentful.
Here are some ways to make the familial loan process go smoothly.
for choosing a credit counselor -- Not sure how to choose a credit counseling
agency or debt management company? These guidelines from Bankrate.com can help.
debt negotiators can crush your credit -- Beware of companies that promise
to cut your bills in half by negotiating lower pay-off amounts from creditors.
away your debts with the payment push -- Get rid of debt in record time, saving
on fees and interest by using the payment push plan.