road to debt is paved in plastic -- Americans are in "debt
denial," claiming they're good at handling money, yet concerned
about not being able to pay their monthly credit card bills.
credit hurts in many ways -- It's not just your mortgage payment
and credit card rate anymore: Shaky credit will cost you when it
comes to things like auto, home and renters insurance.
a difference a score makes -- Haunted by the infamous 619 credit
score? See how much better your life would be at 719.
you a subprime borrower? -- Getting labeled with this term will
hurt you when it comes to get a loan. The good news is it will probably
mean you will, in fact, get a loan.
you have good debt or bad debt? -- A mortgage is usually good
debt. Buying more clothes you don't need on credit is not.
scoring: How it works -- You probably know what an impact your
credit score can have on yor life, but do you know how it's computed?
need-to-know credit scoring terms -- A guide to translating
the language used in credit reports and credit scores.
scoring tools empower credit weaklings -- Lenders have started
using nontraditional scoring methods to tap into a huge market of
Americans with little or no credit history.