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Managing your credit is more important
and more complicated than ever. With good credit, you can get a
bigger house, a better car, a lower credit card rate and less-costly
insurance. Without it, you'll always have a drag on your finances
-- and that means fewer of the things you want. Whether you're applying
for first-time credit or are deep in debt, this section is for you.
Not sure where to start? Try
our debt-o-meter.
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