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Exclusive   2006 Gift Card Study
  STATISTIC: Bankrate.com surveyed gift cards from the top 25 retailers.  
  Some smaller stores are part of a larger company that is in the top 25.  
   
 

Gift cards at a glance: Discover


Gift cards at a glance
Discover (plastic) www.discovercard.com
(866) 522-7026
Monetary units
Phone or online. $20-$500 denominations, in increments of $5.
Delivery
$3.95 original gift card or $6.95 premium gift card; seven to 10 days to deliver.
Fees
A $2.50 monthly fee is charged if the card is not used for 12 consecutive months.
Expiration date
Card expires 24 months after issuance.
Use
Redeemable for in-store merchandise and services at most merchant locations that accept the Discover Card. Exceptions may include pay-at-the-pump, ATM and check-cashing agencies.
Cash-out
Unused balance remains on the card. Returns are credited to the card. No cash out. A check may be requested for for the remaining balance for a $10 service fee.
Comments
Must be a Discover Card account holder to order Discover Gift Cards. Can be mailed anywhere in the US except: MA, CT, ME, NH, RI, VT and DC. Once the card is activated, it is the same as cash. Lost or stolen cards will be replaced at the balance remaining on the card as of the notification that the card is stolen. Cards are transferable, but card balances from several cards can not be combined onto one.
 
 
 
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 RESOURCES
2006 Gift Card Study
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Find a gift card
 

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