Money tips for overseas travelers
for fees. Track down the overseas fee policies for
your credit and debit cards. Bring cards with the most traveler-friendly
is a test. Be sure to test ATM
and debit cards before leaving the country, and make sure you have
a four-digit, numeric personal identification number (PIN) for your
card. Many ATMs outside North America do not have letters on the
keyboard or the letters appear in a different order.
copies. Make copies of all the
cards you'll be carrying on your trip. Give a copy to a friend back
home and bring a copy with you. "Basically before I head abroad
I dump my money belt on a copier," says Edward Hasbrouck, author
Practical Nomad: How to Travel Around the World.
lightly. Travel expert Joel Widzer makes
more than a dozen overseas trips in a year. He takes two credit
cards, a debit card and a couple hundred U.S. dollars. "My
whole theory is to keep things simple," says Widzer, author
Penny Pincher's Passport to Luxury Travel.
a spare. "It's a really good idea
to have a backup card you keep in a separate place from the rest
of your cards," says Don George, travel editor of Lonely Planet
a list of emergency numbers. Because 800
numbers can only be used in the United States and Canada, be sure
to get a local number for your bank that you can call if your card
is lost or stolen.
Editors' note: Please also see our newest story on the topic