Dear Terry,
Is there a three-day return policy on new leases where you can return the car to the dealer? What would be the costs?
-- Joe

Dear Joe,
Sorry, but the car is yours the moment you drive off the lot. You can always buy your way out of the lease, but it will cost thousands of dollars.

Here are this week's reader questions:

• Bad economy sinking luxury-car values • How can I stop a collector's abuse? • Can I return a lease within three days? • Will paying off my loan help me?

If you have a question for Terry, e-mail him at Driving for Dollars. Save money on your car -- sign up for Bankrate's new weekend Car & Money newsletter.