The debtor usually has wiggle
room of 15 to 30 days to provide to the courts any
missing documents that weren't present at the initial
filing of the petition. The required documents include:
•
The bankruptcy petition.
•
List of creditors.
•
List of assets and liabilities.
•
List of current income and
current expenditures.
•
Certificate from credit counseling
agency.
•
Certificate from attorney.
•
If employed, the debtor must
provide to the court evidence showing 60 days
of income from the employer -- for example,
pay stubs.
•
For Chapter 7: The debtor
must provide a statement of intention, which
tells the court whether he or she will keep
property that serves as collateral or surrender
it to creditors.
•
For Chapter 13: A repayment
plan from credit counseling must be filed
at the time of the petition or within 15 days
of filing.
