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Interest Rate Roundup   July 30 - Aug. 5
  Each week, Bankrate takes a look at the state of interest rates on five banking
  products from's weekly national survey of large banks and thrifts. 
Interest Rate Roundup

Here's a look at the state of interest rates on five common consumer banking products and the latest rates from's weekly national survey of large banks and thrifts conducted July 22, 2009.

Interest Rate Roundup
Yields: 1.08 percent (1-year CD yield); 2.16 percent (5-year CD yield)

Short-term CD yields tumbled a bit this week while their longer-term counterparts held their ground.

The average yield for a one-year CD, as surveyed by, lost 2 basis points to come in at 1.08 percent. The five-year average yield rose 1 basis point to 2.16 percent.

Jumbos pretty much mimicked their shorter-term brethren, with the one-year dropping 3 basis points to 1.17 percent and the five-year holding steady at 2.19 percent for the second week in a row.

Over the past four weeks, the average one-year yield for traditional CDs has steadily dropped 8 basis points, while the five-year has jockeyed around a bit, losing a total of 2 basis points in that time period. Similarly, the one-year jumbo has shed 8 basis points, while the five-year is down 3.

The average yield for money market accounts fell 1 basis point to 0.36 percent.

Check Bankrate's high-yield CDs and high-yield money market account tables for some of the best returns available nationwide.

All deposit accounts listed on Bankrate are FDIC-insured.

-- Laura Bruce

 See CD rates in your area.'s corrections policy
-- Posted: July 23, 2009
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30 yr fixed mtg 4.45%
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1 yr CD 0.89%
Rates may include points
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