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Insuring your wedding

Since the average wedding costs as much as a down payment on a house, it makes sense to get insurance. It'll offer peace of mind -- especially with the number of vendors involved and the variety of issues that can't be controlled.

Coverage typically includes wedding cancellation or postponement if a member of the bridal party dies, gets sick, is injured or can't come to the wedding because of military service or the shutdown of commercial transportation. Pre-existing medical conditions are excluded.

It also will help pay for the reconvening of the bridal party for new pictures if the photographer loses the film or it's damaged at the lab, new wedding rings if they're lost, and replacement of damaged, stolen or lost wedding gifts.

Cold feet, however, are not covered. Read this story to learn more about insuring your wedding.

NEXT: Budget challenges -- how to save
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