Marilyn, 44, and Ron, 41, recently married.
They are trying to get a handle on their overall
savings, spending and debt. To the marriage,
they each bring two children, and in aggregate
three cars, two houses, some credit card debt,
retirement savings and Marilyn's post-graduate
school loans. They are concerned about managing
their mutual finances, coordinating their
goals and controlling their debt.
Both are employed in the public-service sector. Ron is a sheriff's deputy for the county and Marilyn works for Children's Services. Marilyn is finishing up her master's degree in social work, which she thinks will help advance her career. She is concerned about the school loans she will have to pay off when her degree work is completed.