What credit card gives the best deal on bonus miles for flying?
-- High Flier
It depends on when, where and how you plan to spend these miles
over time. If you always find yourself flying one carrier to get
where you want to go, then you're looking for a credit card that
maximizes your miles with that carrier. If you're an inveterate
traveler looking for adventure, then you'll want some flexibility
in how you can spend your miles with different carriers.
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Bankrate allows you to compare programs by using
its credit card
search for frequent flier mileage credit cards or rebate cards.
If you tend to travel during peak times when free tickets are hard
to come by, require extra miles for the exchange or are blacked out
completely, then you should consider an affinity card that pays cash
back rather than a mileage card.
Another concern is what becomes of the miles you earn
if a carrier sheds that obligation in bankruptcy or by closing its
doors. Keeping up with the industry's prospects to determine the
airlines you expect to both be in business and honor your miles
is a guessing game for most consumers. Aloha Airlines, ATA, United
and USAir are currently in bankruptcy. An article on FrequentFlier.com
discusses the bankruptcy concern in greater depth.
There are a host of Web sites that can help
you put a finer point on your quest, including FrequentFlier.com