Retirement Basics: Understanding the fundamentals

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Retirement Basics

Understanding the fundamentals

The work doesn't end when you hit retirement. Use smart strategies to make the most of savings.

Table of contents

The universe of retirement accounts

	Chapter 1: Why save for retirement?
	The more you save, the happier and more stable your retirement will be. More money means more options. Read on.


	Chapter 2: Retirement vehicles
	Accounts specifically geared for retirement provide tax advantages to savers and employers. Read on.


	Chapter 3: Investment options
	Funneling money into savings is only the first step. Put those dollars to work. Read on.


	Chapter 4: Making decisions
	You may be called upon to make some decisions regarding your retirement accounts. Understand the options. Read on.


	Chapter 5: Retirement moves
	The work doesn't end when you hit retirement. Use smart strategies to make the most of savings. Read on.

		RESOURCES
		Celebrities on retirement
		Roth 401(k)
		Self-employed 401(k)

TOP RETIREMENT STORIES

		Saver wonders: pay tax now or later?
		Converting IRA CD would be tax mistake
		Delay Social Security for bigger payoff

TABLE OF CONTENTS

Ch 1 : Why save for retirement?

Ch 2: Retirement vehicles

Ch 3 : Investment options

Ch 4 : Making decisions

Ch 5 : Retirement moves

Compare Rates

NATIONAL OVERNIGHT AVERAGES

IRA MMA	2.27%
1 yr IRA CD	3.36%
5 yr IRA CD	4.03%

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