A credit union's ability to earn money affects its long-term survivability. Earnings can be retained by the credit union, increasing its capital buffer, or be used to address problematic loans, likely making the credit union better able to withstand financial trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
WESTMARK scored 6 out of a possible 30 on Bankrate's earnings test, coming in below the national average of 10.31.
WESTMARK had an earnings ratio of 3.00 percent in our test, better than the average for all credit unions, suggesting that it's doing better than its peers in this area.