How successful a credit union is at earning money has an effect on its long-term survivability. A credit union can retain its earnings, giving a boost to its capital buffer, or use them to address problematic loans, potentially making the credit union more resilient in tough times. Losses, on the other hand, reduce a credit union's ability to do those things.
WEST MAUI COMMUNITY scored 0 out of a possible 30 on Bankrate's earnings test, lower than the national average of 10.31.
One indication that WEST MAUI COMMUNITY is lagging behind its peers in this area was its earnings ratio of -1.00 percent in our test, below the average for all credit unions.