How successful a credit union is at earning money has an effect on its long-term survivability. A credit union can retain its earnings, boosting its capital buffer, or put them to work addressing problematic loans, potentially making the credit union more resilient in tough times. Losses, on the other hand, diminish a credit union's ability to do those things.
TUCSON OLD PUEBLO scored 8 out of a possible 30 on Bankrate's earnings test, coming in below the national average of 10.31.
One indication that the credit union is doing better than its peers in this area was its earnings ratio of 3.00 percent in our test, above the average for all credit unions.