A credit union's ability to earn money has an effect on its safety and soundness. Earnings may be retained by the credit union, giving a boost to its capital buffer, or be used to address problematic loans, potentially making the credit union better prepared to withstand economic shocks. Losses, on the other hand, reduce a credit union's ability to do those things.
TRIANGLE received above-average marks on Bankrate's earnings test, achieving a score of 14 out of a possible 30.
One indication that the credit union is outperforming its peers in this area was its earnings ratio of 6.00 percent in our test, higher than the average for all credit unions.