How successful a credit union is at making money affects its long-term survivability. Earnings can be retained by the credit union, expanding its capital cushion, or be used to address problematic loans, likely making the credit union better prepared to withstand economic shocks. Losses, on the other hand, lessen a credit union's ability to do those things.
STREATOR ONIZED exceeded the national average on Bankrate's earnings test, achieving a score of 14 out of a possible 30.
STREATOR ONIZED had an earnings ratio of 6.00 percent in our test, better than the average for all credit unions, suggesting that it's running ahead of its peers in this area.