How successful a credit union is at earning money has an effect on its safety and soundness. A credit union can retain its earnings, increasing its capital buffer, or put them to work addressing problematic loans, potentially making the credit union more resilient in tough times. Losses, on the other hand, reduce a credit union's ability to do those things.
STANDARD REGISTER fell short of the national average on Bankrate's earnings test, achieving a score of 0 out of a possible 30.
STANDARD REGISTER had an earnings ratio of -3.00 percent in our test, below the average for all credit unions, an indication that it's lagging behind its peers in this area.