A credit union's profitability has an effect on its long-term survivability. Earnings may be retained by the credit union, increasing its capital buffer, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand economic shocks. Obviously, credit unions that are losing money are less able to do those things.
ST. FRANCIS MEDICAL CENTER beat the national average on Bankrate's earnings test, achieving a score of 12 out of a possible 30.
One sign that ST. FRANCIS MEDICAL CENTER is beating its peers in this area was its earnings ratio of 5.00 percent in our test, better than the average for all credit unions.