How successful a credit union is at making money has an effect on its long-term survivability. A credit union can retain its earnings, increasing its capital buffer, or use them to address problematic loans, potentially making the credit union more resilient in tough times. However, credit unions that are losing money are less able to do those things.
ST. ANNE'S OF FALL RIVER scored 14 out of a possible 30 on Bankrate's test of earnings, above the national average of 10.31.
The credit union had an earnings ratio of 6.00 percent in our test, higher than the average for all credit unions, a sign that it's running ahead of its peers in this area.