A credit union's earnings performance has an effect on its safety and soundness. Earnings can be retained by the credit union, boosting its capital cushion, or be used to deal with problematic loans, potentially making the credit union more resilient in tough times. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's test of earnings, SEA COMM scored 16 out of a possible 30, above the national average of 10.31.
One sign that SEA COMM is beating its peers in this area was its earnings ratio of 7.00 percent in our test, above the average for all credit unions.