THE INSTITUTION'S SCORE
Capital works as a buffer against losses and provides protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an an institution's financial stability, capital is valuable. When looking at safety and soundness, the higher the capital, the better.
RIVERTRUST racked up 18 out of a possible 30 points on our test to measure capital adequacy, better than the national average of 15.26.
RIVERTRUST appears to be stronger than its peers, with a capitalization ratio of 14.00 percent in our test, above the average for all credit unions.