THE INSTITUTION'S SCORE
Capital works as a cushion against losses and as protection for members during times of economic trouble for the credit union. Therefore, when it comes to measuring an a credit union's financial strength, capital is important. When it comes to safety and soundness, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, PARTNERS received a score of 14 out of a possible 30 points, below the national average of 15.26.
PARTNERS had a capitalization ratio of 12.00 percent in our test, below the average for all credit unions, suggesting that it's less well prepared for financial trouble than its peers.