A credit union's ability to earn money affects its long-term survivability. A credit union can retain its earnings, giving a boost to its capital cushion, or use them to address problematic loans, potentially making the credit union more resilient in times of trouble. Obviously, credit unions that are losing money are less able to do those things.
PACIFIC TRANSPORTATION fell short of the national average on Bankrate's test of earnings, achieving a score of 0 out of a possible 30.
PACIFIC TRANSPORTATION had an earnings ratio of -1.00 percent in our test, below the average for all credit unions, a sign that it's lagging behind its peers in this area.