THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and as protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an an institution's financial strength, capital is useful. When it comes to safety and soundness, the more capital, the better.
NEIGHBORS received a score of 8 out of a possible 30 points on our test to measure capital adequacy, lower than the national average of 15.26.
NEIGHBORS had a capitalization ratio of 8.00 percent in our test, less than the average for all credit unions, suggesting that it's weaker than its peers.