THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and as protection for members when a credit union is experiencing economic trouble. Therefore, when it comes to measuring an an institution's financial resilience, capital is crucial. From a safety and soundness perspective, more capital is preferred.
On our test to measure the adequacy of a credit union's capital, MOUNTAIN WEST racked up 30 out of a possible 30 points, beating out the national average of 15.26.
MOUNTAIN WEST's capitalization ratio of 27.00 percent in our test was better than the average for all credit unions, suggesting that it's on more solid financial footing than its peers.