How successful a credit union is at making money affects its safety and soundness. Earnings can be retained by the credit union, expanding its capital cushion, or be used to address problematic loans, potentially making the credit union better able to withstand economic shocks. However, credit unions that are losing money have less ability to do those things.
On Bankrate's earnings test, MERIDIAN TRUST scored 12 out of a possible 30, better than the national average of 10.31.
One indication that MERIDIAN TRUST is beating its peers in this area was its earnings ratio of 6.00 percent in our test, higher than the average for all credit unions.