How successful a credit union is at earning money affects its safety and soundness. Earnings may be retained by the credit union, increasing its capital cushion, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand financial shocks. Losses, on the other hand, lessen a credit union's ability to do those things.
MCCABE HAMILTON & RENNY scored 4 out of a possible 30 on Bankrate's test of earnings, lower than the national average of 10.31.
MCCABE HAMILTON & RENNY had an earnings ratio of 1.00 percent in our test, equal to the average for all credit unions, a sign that it's right in line with its peers in this area.